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Minneapolis Programs -- Multi-Neighborhood PDF Print E-mail

CityLiving—Minneapolis

Description: The Minneapolis CityLiving program offers the following repair-related loans:

  • Code Abatement Loans 
    The City of Minneapolis offers interest-free loans for code abatements for households that are within 50 percent of the median income for this metropolitan area. The maximum loan amount is $20,000. The loan is repaid at the time the house is sold. Contact the Greater Metropolitan Housing Corporation at 612-378-7985.
  • Home Repair Loans 
    The City offers amortizing loans at 1 percent interest for home repairs. The maximum term is 20 years, and the maximum loan is $25,000. The maximum income to qualify for this loan is 80 percent of the median income for the metropolitan area. This loan can only be used to complete code repairs. Contact the Greater Metropolitan Housing Corporation at 612-378-7985.

For more information, contact:

Mark Anderson

Phone: 612-673-5289

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Web: http://www.cityliving.org

Minnesota Housing Fix Up Fund Loan

Description: This is a home improvement loan for a maximum of $35,000 and a maximum term of 20 years, with a fixed rate for the term of the loan. Please contact the HousingResource Center for the current interest rate. The Fix Up Fund loan is available to credit worthy owner-occupied single-family homes, duplexes, triplexes and four-plexes. The maximum income to qualify for the loan is $93,100 and most home improvements qualify except for luxury items, such as swimming pools. This is a program of Minnesota Housing that is administered by GHMC.

Available in all Minneapolis neighborhoods.

For more information, contact the appropriate Housing Resource Center:

HousingResource Center-Northeast
909 Main Street Northeast
Minneapolis, MN 55413
Phone: 612-378-7985
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HousingResource Center- Northwest
2148-44th Avenue North
Minneapolis, MN 55412
Phone: 612-588-3033
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HousingResource Center-Southside
3749 Cedar Avenue South
Minneapolis, MN 55407
Phone: 612-722-7141
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Minnesota Housing Rehabilitation Loan

Description: This loan is a 0% interest, 30-year loan for financing up to $15,000 for permanent repairs to the home. The loan is deferred so homeowners have no interest or monthly payments. Eligible homeowners must have incomes at 30% area median, and eligible properties include single-family homes, duplexes and manufactured housing taxed as real or personal property. In addition, homeowners with a disability and/or lead abatement issues can qualify for a maximum loan of $20,000. This is a program of Minnesota Housing and is administered by GHMC.
Available in all Minneapolis neighborhoods.

For more information, contact the appropriate Housing Resource Center:

HousingResource Center-Northeast
909 Main Street Northeast
Minneapolis, MN 55413
Phone: 612-378-7985
Email: This e-mail address is being protected from spambots. You need JavaScript enabled to view it

HousingResource Center- Northwest
2148-44th Avenue North
Minneapolis, MN 55412
Phone: 612-588-3033
Email: This e-mail address is being protected from spambots. You need JavaScript enabled to view it

HousingResource Center-Southside
3749 Cedar Avenue South
Minneapolis, MN 55407
Phone: 612-722-7141
Email: This e-mail address is being protected from spambots. You need JavaScript enabled to view it

The City of Lakes Community Land Trust (CLCLT): Homebuyer Initiated Program (HIP) Rehab Grant

Description: The HIP Rehab Grant provides up to $25,000 for participating households to use to fix up homes purchased through HIP. Rehab funds can be used to address any mechanical, structural, and safety issues that a home has at the time of purchase. The rehab grant helps ensure that an expensive repair will not jeopardize the financial stability of the new homeowner in the first few years of homeownership. Examples of the eligible rehab include roof replacement, plumbing and electrical updates, lead abatement, storm window and door replacement, siding repair, etc. Homes purchased through HIP become CLCLT homes – that is, the homes will be owned by the CLT homeowners, the land is held "in trust" so that affordable housing will be available to future generations of low-to-moderate income homebuyers. The CLCLT and HIP buyers enter into the long-term agreement to preserve affordability through the resale formula.

Detailed information about all of CLCLT’s programs, including HIP, is available here.

For more information, contact:

Staci Horwitz

City of Lakes Community Land Trust

2017 East 38th Street

Minneapolis, MN 55407

Phone: 612-721-7556

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Web:  http://www.clclt.org/

Neighborhood Housing Services (NHS) of Minneapolis

Description: The mission of NHS is to renew pride, promote and revitalize inner-city neighborhoods through the efforts of local residents, acting in concert within a public / private partnership; and by emphasizing safe, affordable housing through homeownership for low and moderate income individuals and families and under-represented populations.  NHS is a non-profit lender that administers many state, city, and neighborhood-specific home improvement loans including low interest and deferred loans.

For more information, contact:

Neighborhood Housing Services
1501 Dupont Ave N
Minneapolis, MN 55411
Phone: 612- 521-3581
Web:  http://www.northsidenhs.org/



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“In the summer, you can see the stars and hear crickets at night! We spend lots of time outside, exploring the bluffs with our 2 young children and dog. There is a wonderful cross-section of young and old; families and singles and the area is racially vibrant.  We LOVE our neighborhood.”

-Paige
West Side neighborhood, Saint Paul

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