| Saint Paul Programs—Multi-Neighborhood |
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Community Neighborhood Housing Services—Mortgage and Assistance ProgramsDescription: Community NHS offers several mortgage and down payment assistance products. Each program has unique funding terms and eligibility requirements. Click here to read more about the programs. In addition, there is also a down payment assistance program dedicated specifically to home purchases in Saint Paul. Click here for more information. Rondo Community Land Trust—Homebuyer Initiated Program (HIP) Purchase Price Write Down GrantDescription: HIP is a homeownership program for low-to-moderate income households. Through HIP, participating households receive two grants, each for up to $25,000, to help them purchase and then rehab a home that is available on the open real estate market in Ramsey County. The grants are used to reduce the amount a household needs to purchase a home, and to ensure that the home purchased is structurally and mechanically safe and sound. HIP provides $15,000 to $25,000 in grant money to write down the purchase price of a house currently for sale in Ramsey County. The amount of the grant depends on need and eligibility of selected buyers.For more information, contact: Rondo Community Land Trust 626 Selby Avenue St. Paul, MN 55104 Phone: 651-221-9884 Web: http://www.rondoclt.org/ Saint Paul Heroes: First-time Homebuyer Loan ProgramDescription: This program was created to honor those who dedicate their lives to serving the community (active military, active reserve or veterans; firefighters, EMTs or paramedics; health care workers; police officers; teachers; and public employees.) Program proves a loan up to $15,000 to purchase a home in Saint Paul in conjunction with the Take Credit!! Mortgage Certificate Program. Loans may be used toward up to 50% of the closing costs, covering closing costs, and/or lowering the principal of the mortgage. Loans carry 0% interest, no monthly payments, repayable at sale of home, or forgivable if borrower resides in home for 10 years or longer. Income limits apply. Must be first-time homebuyer. Must also participate in Take Credit!! Mortgage Certificate Program.For more information, contact: Saint Paul Home Loan Fund Phone: 651-266-6712 Web: http://www.stpaul.gov/index.asp?NID=354 Add this page to your favorite Social Bookmarking websites         |
Walkscore
Minneapolis and Saint Paul are ranked the #2 and #5 "Midsize Magnets" for 20-40 year olds. (Source: Next Cities-U.S., 2009-2010, Next Generation Consulting)
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